Hello.
My name is Sidney Karr.
NMLS #1200324

This dynamic mother and daughter duo bring their clients the perfect mix of education, product knowledge and generations of mortgage expertise. They are passionate about bringing great mortgage solutions to even the most complicated situations and their seamless process will make the home buying or refinance process less complicated.
Terri repeats daily – “Delivering our clients a World Class mortgage experience on time and on budget EVERY TIME is our service standard. “
Terri, a graduate of Baylor University with a BBA in accounting, has been in the real estate and mortgage lending business for over 35 years. To date, she has helped over 4000 clients with their mortgages on personal homes, second homes and investment properties. Her accounting background gives her an additional layer of expertise with complicated tax returns for self-employed borrowers. When not working to deliver the perfect mortgage experience for her clients, Terri enjoys Baylor football and tailgating, breeding and showing world class reining horses and serving as an elder in her church. She is a multiple World Champion lifelong equestrian and an active member of the First Christian Church of Rockwall for over 30 years. Professionally, she has been a recognized top producer in the industry for several decades. She has also been featured in Texas Monthly magazine as one of the Five Star Mortgage Professionals in the State of Texas.
Sidney graduated from Hardin Simmons University where she played collegiate basketball. After completing her education, she decided to follow in her mother and Grandmother’s footsteps and pursue a career in the mortgage industry. After many years of hard work and dedication, she is an outstanding mortgage professional. Sidney brings an immense amount of charisma and energy to the team and works tenaciously to help her clients work through the process and overcome any hurdles or concerns quickly and efficiently. As a third- generation mortgage banker, she knows what it takes to provide a superior client experience.
Sidney is an avid golfer and an active member of the Ladies Golf Association at Heath Golf and Yacht Club. Her passion is showing World Class reining horses. She is a third-generation equestrian with over 15 World Titles and she has been involved in the horse industry her entire life.
Hear what some of my clients are saying on my Testimonials page. click here
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